Making Your New Home More Affordable
If you’ve always dreamed of owning your own home, but didn’t think you could afford it, think again! Landmark Bank’s mortgage programs for homebuyers can help make your dream a reality. We offer a variety of home loans to fit your lifestyle, including low or zero down payment loan options. And all first-time homebuyers who finance their home through Landmark Bank may qualify to receive a $700 credit toward their closing costs.*
Landmark Bank also offers several affordable mortgage loan products ranging from Home Possible® Mortgages and USDA loans to VA loans for former or active military members and FHA loans. Find the one that’s right for you.
Home Possible Mortgages - A 3%-5% down solution
With Home Possible fixed rate loan, Landmark Bank strives to meet the home financing needs of low and moderate-income borrowers looking for low down payments and flexible sources of funds. *
Veterans Affairs (VA) Loans
Are you a former or active military member? If so, you may qualify for a VA loan. These exclusive loans are backed by the federal government and are eligible for 100% financing. Even better, first-time homebuyers who qualify for VA loans through Landmark Bank with approved credit are eligible to receive a $700 credit toward closing costs, leaving that money for more important things — like furnishing your first home. *
United States Department of Agriculture (USDA) Loans
For those who want to get away from big city living and make a home in the country, USDA Loans offer some of the lowest fixed interest rates available for financing a home in a rural area. Eligible loan applicants can finance a home for 0% down through the USDA loan program. As a special incentive to first-time homebuyers financing USDA loans through Landmark Bank, we offer a $700 credit toward closing costs with approved credit. *
Federal Housing Administration (FHA) Loans
An FHA loan features a low down payment and a competitive interest rate. This loan is ideal for many first-time homebuyers, borrowers with moderate to low income and borrowers with limited credit history. FHA loans are also an excellent choice for people who have less-than-perfect credit, have undergone a bankruptcy or whose homes have been foreclosed upon in the past. In addition, FHA loans can be assumable, meaning that if you sell your home, the buyer can “assume” the loan you have. *
No matter what loan you choose, Landmark Bank has local mortgage lenders at a branch near you who are eager to assist you.