Purchasing a Home with a Low Down Payment
If you’ve always dreamed of owning your own home, but didn’t think you could afford it, Landmark Bank’s mortgage program for first-time homebuyers can help make your dream a reality. We offer a variety of home loans to fit your lifestyle, including low or zero down payment options. And first-time home buyers who finance their home through Landmark Bank may qualify to receive a $700 credit toward their closing costs.* Here’s what you can expect from our professional home loan lending team:
- We promise to keep you informed. When you work with us, you will learn about your home loan options, and we will work together to choose the one that's right for you.
- We promise to find the right home loan for you. What works for one person may not work for someone else, so we take a little extra time to learn more about you.
- We promise to maintain high ethical standards. A bank that's been around for nearly 150 years knows how to do business the right way. We will never engage in irresponsible lending practices such as sub-prime mortgages, negative amortization or teaser rates that astronomically increase after the first year.
* Loans subject to credit approval. Some restrictions may apply
Quick, Convenient, Customized Home Loans
We currently offer several practical and affordable mortgage loan products ranging from traditional fixed rate mortgages to balloon loans. Find the one that’s right for you.
Fixed Rate Loans
Our most popular choice, fixed rate loans offer stable monthly payments and a set interest rate. It’s perfect for homeowners who don’t plan on moving anytime soon. With a fixed-rate mortgage, your total monthly principal and interest stay consistent throughout the life of your loan, making it easier to set and plan your budget.
Fixed-rate mortgages come in 15-, 20- and 30-year terms.*