Joyce is a West Plains native who has more than 28 years of banking experience. She began her career in Springfield, later returning to West Plains where she worked for many years at Boatmen's/Bank of America. She joined Landmark Bank as Senior Vice President/Commercial Lending in 2000, and was promoted to President of Landmark Bank-West Plains in 2001.
James attended MSU, and is a graduate of Oklahoma University Commercial Lending School and Southern Methodist University Graduate School of Banking. She is deeply involved in community service in and around the West Plains area, serving on the Boards of several civic projects and organizations.