Our Financial Performance

Landmark Bank is committed to providing a secure place for your money. Balance sheets and income statements are available upon request.

Conservative, Traditional Banking Practices

At Landmark Bank, we practice honest, conservative, traditional banking. We safeguard your deposits, and we make responsible loans at fair rates. It’s a formula that has worked for us since our bank opened in 1865. It’s also the kind of banking that provides the safest, most secure place for your money. It’s banking you can trust.

We’re proud of the service and security we provide to the communities we serve, and we’re happy to offer you a copy of our balance sheet and income statement. If you have any questions, please do not hesitate to ask us. We’re here to serve you.

Experience and Longevity

We’ve watched the nation’s economic ups and downs since 1865. From the Reconstruction through the Depression, through challenge and prosperity, we have managed for the long term.

Performance Ratios YTD
Sept 2017
Net Interest Margin 3.82%
Return on Assets 1.13%
Return on Equity 13.37%
Total Risk-based Capital 14.62%

Steady, Stable Growth

We’ve carefully grown our bank through local deposits and responsible local lending. It’s a conservative approach and it has kept us strong and secure for over 150 years.

Trusting Relationships

The foundation of our business is based on the strong relationships we’ve built. Our bankers are fiercely loyal to their customers and always available for a face-to-face meeting. The confidence our customers have in Landmark Bank grows from this loyalty and is the key to successful community banking.

Local, Involved Family Ownership

The Landrum family has been building their banking organization for four generations. Their steady leadership, along with strong local directors and shareholders, means Landmark Bank reacts firmly and appropriately as local economic conditions warrant.

Our Numbers

We are considered well capitalized, as defined by national banking regulators.

Income Statement Sept 2017 YTD
Total interest income $ 72,855,434
Total interest expense 6,948,670
Net interest income before provision 65,906,765
Provision for Losses 381,551
Net interest income after provision 65,525,214
Total non-interest income 25,696,851
Total non-interest expense 63,700,235
Income before income taxes and extraordinary items and other adjustments 27,521,830
Applicable income taxes 5,173,511
Net income 22,348,319

 

Summary Balance Sheet -
Statement of Condition
January 1 - 
September 30, 2017
Cash & Due From Banks $ 57,405,165
Investment Securities 887,865,246
Temporary Investments 49,851,661
Net Loans & Leases 1,529,554,538
Other Assets 119,671,014
Total Assets 2,644,347,623
Deposits 2,357,082,936
Borrowings 22,339,074
Other Liabilities 21,718,410
Total Liabilities 2,401,140,420
Total Capital 243,207,203
Total Liabilities + Capital 2,644,347,623

1-800-618-5503 Call seven days a week from 7:00am to 7:00pm 
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