Internet Banking is a great way to access and manage your accounts from home or on the go, and you need to protect your information while doing so.
We at Landmark Bank offer password-protected functionality that can help you keep unauthorized users at bay. Even so, following best practices when banking online can further protect your sensitive information. This is no small consideration either, as security company Trend Micro recently reported that the U.S. is the No. 1 country for online-banking-malware-related attacks, accounting for 23 percent of occurrences worldwide in the first quarter of 2014. There were 11,122 incidents in January, 7,801 in February and 8,314 in March.
In addition to malware, there are also threats related to phishing attacks, which try get you to divulge your online banking account information via a fake website, and ransomware, a form of malware that locks your computer until you make a payment to the worm's creator via a site like PayPal.
The good news is that most cyberattacks can be easily prevented by practicing good habits and avoiding sites and downloads that you don't recognize.
Avoiding phishing and malware attacks
Protecting your information and the funds in your checking account can be as easy as educating yourself about the ways that hackers attempt to infect your device. Here is what you need to know:
- We won't request sensitive information via email. If you receive a request that asks you to send us your credit card information, account number, PIN number or other data, do not click on any links or respond to the email. Instead, call us or visit your local branch to confirm if any of your account details need to be verified. Additionally, alert one of our bankers if this happens.
- Be wary of emails from the government. Hackers will also email you under the guise of a government department. As per the last tip, call the department or visit a local office if possible to determine if you need to provide the requested information, avoid all links and notify authorities.
- Don't believe popup notifications. Sometimes malware presents itself as a popup that says your device is already infected and security scans are required. Instead of running a scan, the popup will actually download malware. If this notification doesn't come from your installed computer security software, close the popup without clicking on any links.
For more tips and updates on the latest in banking technology, contact Landmark Bank.
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