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USDA Rural Development Celebrates National
Homeownership Month

Houston, MO - July 2, 2012

As part of the Celebration of National Homeownership Month, USDA Rural Development presented a Certificate of Appreciation to Shannon Sanders and Kay Jordan of Landmark Bank’s Real Estate Lending Team in Houston for their participation in the Guaranteed Rural Housing Program.

Houston, MO A Guaranteed Loan is an option for those applicants whose income exceeds the 502 direct program guidelines. Applicants make an application with a participating lender such as Landmark Bank. The lender originates loans, processes applications and submits the loans to USDA Rural Development for a commitment to guarantee the loan to the lender. Loans are made up to 102% of the dwelling appraised value. There is no down payment and it’s a 30-year fixed rate mortgage. Adjusted income limits for most counties in South Central Missouri are $74,750 for a 1 to 4 person household and $98,670 for a 5 to 8 person household.

Pictured from left to right is Karla Frey, Rural Development Specialist; Shannon Sanders, Real Estate Lending Officer; Kay Jordan, Real Estate Lending Officer/VP; and Melanie Stewart, Rural Development Technician.

USDA Rural Development’s mission is to increase economic opportunity and improve the quality of life for rural residents. Rural Development fosters growth in homeownership, finances business development, and supports the creation of critical community and technology infrastructure. Anyone interested in obtaining information regarding the Rural Development rural housing programs or any other assistance available through USDA Rural Development may visit the homepage at http://www.rurdev.usda.gov/mo/ or can contact Karla Frey, Rural Development Specialist or Melanie Stewart, Rural Development Technician, at the Houston Sub Area Office of USDA Rural Development at 6726 S Hwy 63, Houston, MO or by calling 417-967-2028 Ext. 4.
 
 
 
 
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