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Devil's Den Tishomingo, Oklahoma

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Statement of Condition

Kevin Gibbens

At Landmark Bank, we practice conservative, traditional banking. We safeguard your deposits, and we make responsible loans at fair rates. It is a formula that has worked for us since our bank opened in 1865. It is also the kind of banking that provides the safest, most secure place for your money.

We are proud of the service and security we provide to the communities we serve, and are happy to offer you a copy of our balance sheet and income statement.

If you have any questions, please do not hesitate to ask us. We’re here for you.

We have watched the nation’s economic ups and downs since 1865. From the reconstruction through the depression, through challenge and prosperity, we have managed for the long term.

Performance Ratios YTD
Dec 2014
Net Interest Margin 4.25%
Return on Assets 1.07%
Return on Equity 12.91%
Total Risk-based Capital 13.45%

Steady, stable growth
We have carefully grown our bank through local deposits and responsible local lending. It is a conservative approach and it has kept us strong and secure for almost 150 years.

The foundation of our business sits on the strong relationships we have built. Our bankers are fiercely loyal to their customers and always available for a face to face meeting. The confidence our customers have in Landmark Bank grows from this loyalty, and is the key to successful community banking.

Local, involved family ownership
The Landrum family has been building their banking organization for four generations. Their steady leadership, along with strong local directors and shareholders, means Landmark Bank reacts firmly and appropriately as local economic conditions warrant.

Our numbers
We are considered “well capitalized” as defined by national banking regulators.

Income Statement Dec 2014 YTD
Total interest income $ 80,129,780
Total interest expense 5,111,150
Net interest income before provision 75,018,630
Provision for Losses 3,056,615
Net interest income after provision 71,962,015
Total non-interest income 30,307,138
Total non-interest expense 73,665,745
Income before income taxes and extraordinary items and other adjustments 28,603,408
Applicable income taxes 6,843,680
Net income 21,759,728


Summary Balance Sheet -
Statement of Condition
January 1 - 
Dec 31, 2014
Cash & Due From Banks $ 40,943,748
Investment Securities 612,009,909
Temporary Investments 8,898,856
Net Loans & Leases 1,249,889,971
Other Assets 123,162,544
Total Assets 2,034,905,028
Deposits 1,769,417,401
Borrowings 64,148,088
Other Liabilities 23,022,062
Total Liabilities 1,856,587,551
Total Capital 178,317,477
Total Liabilities + Capital 2,034,905,028
© 2008, 2009, 2010 Landmark Bank, N.A. | All rights reserved
Member FDIC
Equal Housing Lender

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