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Devil's Den Tishomingo, Oklahoma
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Statement of Condition

Kevin Gibbens

At Landmark Bank, we practice conservative, traditional banking. We safeguard your deposits, and we make responsible loans at fair rates. It is a formula that has worked for us since our bank opened in 1865. It is also the kind of banking that provides the safest, most secure place for your money.

We are proud of the service and security we provide to the communities we serve, and are happy to offer you a copy of our balance sheet and income statement.

If you have any questions, please do not hesitate to ask us. We’re here for you.

We have watched the nation’s economic ups and downs since 1865. From the reconstruction through the depression, through challenge and prosperity, we have managed for the long term.

Performance Ratios YTD
March 2015
Net Interest Margin 4.07%
Return on Assets 1.02%
Return on Equity 12.17%
Total Risk-based Capital 13.32%

Steady, stable growth
We have carefully grown our bank through local deposits and responsible local lending. It is a conservative approach and it has kept us strong and secure for almost 150 years.

The foundation of our business sits on the strong relationships we have built. Our bankers are fiercely loyal to their customers and always available for a face to face meeting. The confidence our customers have in Landmark Bank grows from this loyalty, and is the key to successful community banking.

Local, involved family ownership
The Landrum family has been building their banking organization for four generations. Their steady leadership, along with strong local directors and shareholders, means Landmark Bank reacts firmly and appropriately as local economic conditions warrant.

Our numbers
We are considered “well capitalized” as defined by national banking regulators.

Income Statement March 2015 YTD
Total interest income $ 20,627,405
Total interest expense 1,365,824
Net interest income before provision 19,261,580
Provision for Losses 851,036
Net interest income after provision 18,410,544
Total non-interest income 7,187,085
Total non-interest expense 18,354,337
Income before income taxes and extraordinary items and other adjustments 7,243,292
Applicable income taxes 1,708,159
Net income 5,535,133


Summary Balance Sheet -
Statement of Condition
January 1 - 
Mar 31, 2015
Cash & Due From Banks $ 40,006,949
Investment Securities 709,496,264
Temporary Investments 23,588,586
Net Loans & Leases 1,308,855,585
Other Assets 122,813,150
Total Assets 2,204,760,534
Deposits 1,895,852,414
Borrowings 88,577,612
Other Liabilities 25,964,474
Total Liabilities 2,010,394,499
Total Capital 194,366,035
Total Liabilities + Capital 2,204,760,534
© 2008-2015 Landmark Bank, N.A. | All rights reserved
Member FDIC
Equal Housing Lender

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