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Mizzou Arena University of Missouri Columbia, Missouri
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Statement of Condition

Kevin Gibbens

At Landmark Bank, we practice conservative, traditional banking. We safeguard your deposits, and we make responsible loans at fair rates. It is a formula that has worked for us since our bank opened in 1865. It is also the kind of banking that provides the safest, most secure place for your money.

We are proud of the service and security we provide to the communities we serve, and are happy to offer you a copy of our balance sheet and income statement.

If you have any questions, please do not hesitate to ask us. We’re here for you.

We have watched the nation’s economic ups and downs since 1865. From the reconstruction through the depression, through challenge and prosperity, we have managed for the long term.

Performance Ratios YTD
June 2017
Net Interest Margin 3.81%
Return on Assets 1.11%
Return on Equity 13.33%
Total Risk-based Capital 14.56%

Steady, stable growth
We have carefully grown our bank through local deposits and responsible local lending. It is a conservative approach and it has kept us strong and secure for almost 150 years.

The foundation of our business sits on the strong relationships we have built. Our bankers are fiercely loyal to their customers and always available for a face to face meeting. The confidence our customers have in Landmark Bank grows from this loyalty, and is the key to successful community banking.

Local, involved family ownership
The Landrum family has been building their banking organization for four generations. Their steady leadership, along with strong local directors and shareholders, means Landmark Bank reacts firmly and appropriately as local economic conditions warrant.

Our numbers
We are considered “well capitalized” as defined by national banking regulators.

Income Statement June 2017 YTD
Total interest income $ 47,913,595
Total interest expense 4,334,751
Net interest income before provision 43,578,844
Provision for Losses 381,551
Net interest income after provision 43,197,293
Total non-interest income 16,968,280
Total non-interest expense 42,436,598
Income before income taxes and extraordinary items and other adjustments 17,728,975
Applicable income taxes 3,214,293
Net income 14,514,682


Summary Balance Sheet -
Statement of Condition
January 1 - 
June 30, 2017
Cash & Due From Banks $ 53,757,314
Investment Securities 872,310,929
Temporary Investments 67,611,894
Net Loans & Leases 1,516,988,735
Other Assets 118,988,028
Total Assets 2,629,656,901
Deposits 2,352,335,139
Borrowings 16,748,178
Other Liabilities 21,198,264
Total Liabilities 2,390,281,581
Total Capital 239,375,320
Total Liabilities + Capital 2,629,656,901
© 2008-2016 Landmark Bank, N.A. | All rights reserved
Member FDIC
Equal Housing Lender

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